Bitcoin (BTC) is under pressure again, and as market sentiment cools, attention is shifting to smaller projects that are still building and still in early-stage pricing. One of the names drawing headlines during the dip is Mutuum Finance (MUTM), after notable whale inflows hit its presale while the broader market stayed shaky.
Bitcoin (BTC) Drop: What’s Happening and What’s Next
BTC is currently trading around $68,892. Recent weakness has been tied to a familiar mix of macro and crypto-specific catalysts: risk-off positioning across markets, investor sensitivity to inflation and rate expectations, and liquidity thinning when volatility spikes.
On the crypto side, ETF flow swings have been a key driver. Reports this week pointed to sizable spot Bitcoin ETF outflows, which tends to pressure price when demand through those channels softens.
Looking forward, BTC still has strong long-term narratives, but forecasts are mixed—some analysts have trimmed 2026 targets, while others still see room for a recovery if liquidity improves and risk appetite returns.
Whale Inflows Into Mutuum Finance: Why It’s Being Noticed
During this risk-off backdrop, Mutuum Finance (MUTM) has reportedly seen nearly ~$300K in whale buys following recent project updates. Large inflows during a market dip often get attention because they can signal conviction—especially when buyers are entering before public listing and price discovery.
The main reason this matters is timing: whales typically prefer asymmetric setups—early pricing, clear milestones, and catalysts that can expand visibility quickly. In Mutuum Finance (MUTM)’s case, those catalysts are tied to tangible protocol progress and presale traction.
Presale Performance
Mutuum Finance (MUTM) presale momentum remains strong, with over $20.5 million raised and over 19,000 holders participating so far. The token is currently in Phase 7 at $0.04, with a confirmed launch price of $0.06, meaning the current entry is still priced below the planned listing valuation.
In terms of progression, MUTM has already moved from $0.01 (Phase 1) to $0.04 (Phase 7)—a 4x increase so far—while the move from $0.01 to $0.06 at launch represents a 6x level from the starting phase. Supply-wise, the presale allocation is 1.82B tokens, and over 845M have already been secured, putting the presale near the halfway mark.
What’s Driving the Whale Interest
A major driver behind the recent inflow wave is that the team announced the V1 protocol is live on the Sepolia testnet, which signals execution rather than just promises. Users can already access the app, explore initial markets, and test core lending/borrowing flows in a simulated environment (testnet assets, not real funds).
On top of that, confidence has been supported by security milestones: the Halborn audit for the V1 protocol is completed, and the token contract has also been reviewed via CertiK with a Token Scan score of 90/100 (plus a $50K USDT bug bounty for the token contract).
Combined with the current presale pricing at $0.04, some buyers view it as a discounted window—especially since the launch price is set at $0.06, effectively baking in a higher reference level once the token goes live.
Community Incentives
Mutuum Finance (MUTM) has also reduced friction for new participants by enabling debit/credit card purchases for the presale. Alongside this, the project runs a 24-hour leaderboard incentive, where the top contributor over a full 24-hour window receives a $500 bonus in MUTM tokens if they hold the #1 position through the end of the cycle.
There’s also a $100,000 giveaway, where eligibility includes a minimum $50 presale purchase plus completion of additional tasks listed on the project site. For incentives overall, the team has allocated 5% of the total 4B supply—which equals 200M MUTM tokens—toward these kinds of programs.
With Bitcoin trading under pressure and the market leaning risk-off, capital is getting more selective. Mutuum Finance (MUTM) stands out right now because it’s still in presale at $0.04, has a confirmed $0.06 launch price, and is pairing that pricing window with visible delivery (V1 testnet live) plus completed security checks—while whale-sized buys have been showing up during the dip.
For more information about Mutuum Finance (MUTM) visit the links below:
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